Informationen i en kreditupplysning anv\u00e4nds f\u00f6r att bed\u00f6ma l\u00e5ntagarens kreditv\u00e4rdighet. Kreditv\u00e4rdighet handlar om \u00e5terbetalningsf\u00f6rm\u00e5ga, allts\u00e5 hur troligt det \u00e4r att l\u00e5ntagaren kommer att kunna betala tillbaka ett l\u00e5n. Man studerar inkomst, tidigare skulder, eventuella betalningsanm\u00e4rkningar och s\u00e5 vidare f\u00f6r att f\u00e5 reda p\u00e5 \u00e5terbetalningsf\u00f6rm\u00e5gan. Det finns en metod, Credit Scoring, som anv\u00e4nds f\u00f6r att kategorisera hur kreditv\u00e4rdiga l\u00e5ngivare \u00e4r. Ju fler po\u00e4ng, desto st\u00f6rre sannolikhet \u00e4r det att l\u00e5ntagaren kan betala tillbaka sitt l\u00e5n.<\/p>\n","protected":false},"excerpt":{"rendered":"
Informationen i en kreditupplysning anv\u00e4nds f\u00f6r att bed\u00f6ma l\u00e5ntagarens kreditv\u00e4rdighet. Kreditv\u00e4rdighet handlar om \u00e5terbetalningsf\u00f6rm\u00e5ga, allts\u00e5 hur troligt det \u00e4r att l\u00e5ntagaren kommer att kunna betala tillbaka ett l\u00e5n. Man studerar inkomst, tidigare skulder, eventuella betalningsanm\u00e4rkningar och s\u00e5 vidare f\u00f6r att f\u00e5 reda p\u00e5 \u00e5terbetalningsf\u00f6rm\u00e5gan. Det finns en metod, Credit Scoring, som anv\u00e4nds f\u00f6r att kategorisera hur kreditv\u00e4rdiga l\u00e5ngivare \u00e4r. Ju fler po\u00e4ng, desto st\u00f6rre sannolikhet \u00e4r det att l\u00e5ntagaren kan betala tillbaka sitt l\u00e5n.<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[5],"tags":[],"class_list":["post-148","post","type-post","status-publish","format-standard","hentry","category-ordlista"],"acf":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/pJrEn-2o","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/posts\/148","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/comments?post=148"}],"version-history":[{"count":2,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/posts\/148\/revisions"}],"predecessor-version":[{"id":150,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/posts\/148\/revisions\/150"}],"wp:attachment":[{"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/media?parent=148"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/categories?post=148"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/tags?post=148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}