{"id":1500,"date":"2015-02-02T14:40:32","date_gmt":"2015-02-02T13:40:32","guid":{"rendered":"https:\/\/www.smslantopplista.se\/blogg\/?p=1500"},"modified":"2015-02-02T15:31:07","modified_gmt":"2015-02-02T14:31:07","slug":"krav-for-lan-laga-eller-harda-krav","status":"publish","type":"post","link":"https:\/\/www.smslantopplista.se\/blogg\/nyheter\/krav-for-lan-laga-eller-harda-krav","title":{"rendered":"Krav f\u00f6r l\u00e5n – L\u00e5ga eller h\u00e5rda krav?"},"content":{"rendered":"

Vi har delat in alla kreditgivare i tre niv\u00e5er f\u00f6r vilka krav de st\u00e4ller vid l\u00e5n. Niv\u00e5erna \u00e4r:<\/p>\n

L\u00e5ga krav f\u00f6r l\u00e5n:<\/strong> Kreditgivare d\u00e4r det \u00e4r st\u00f6rst chans att bli godk\u00e4nd.
\nRelativt l\u00e5ga krav f\u00f6r l\u00e5n<\/strong>: Medelsv\u00e5rt.
\nH\u00e5rda krav f\u00f6r l\u00e5n<\/strong>: St\u00e4ller h\u00f6gst krav p\u00e5 din \u00e5terbetalningsf\u00f6rm\u00e5ga.<\/p>\n

T\u00e4nk p\u00e5 att det finns ingen kreditgivare som sl\u00e4pper igenom alla som ans\u00f6ker. S\u00e5 bara f\u00f6r att det st\u00e5r ”l\u00e5ga krav” betyder inte det att alla f\u00e5r godk\u00e4nt. Dock, om man blir nekad hos en listad som ”h\u00e5rda krav” d\u00e5 kan det finnas m\u00f6jlighet till l\u00e5n hos de med l\u00e4gre krav.<\/p>\n

Kraven \u00e4r utformade f\u00f6r sms-l\u00e5n och n\u00e5got st\u00f6rre l\u00e5n p\u00e5 upp till 50 000 kr fr\u00e5n tex Leasy, Cash buddy och Cash2you. Niv\u00e5erna kan inte j\u00e4mf\u00f6ras mot rena blancol\u00e5n med l\u00e4gre r\u00e4nta, s\u00e5 som Ica banken, Bank Norwegian eller Lendo. De skulle hamnat i en egen niv\u00e5 ”V\u00e4ldigt h\u00e5rda krav”.<\/p>\n

N\u00e5gra olika exempel:<\/strong><\/p>\n

https:\/\/www.smslantopplista.se\/recensioner\/everydayplus<\/a>
\nhttps:\/\/www.smslantopplista.se\/recensioner\/easycredit<\/a>
\nhttps:\/\/www.smslantopplista.se\/recensioner\/leasy<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Vi har delat in alla kreditgivare i tre niv\u00e5er f\u00f6r vilka krav de st\u00e4ller vid l\u00e5n. Niv\u00e5erna \u00e4r:<\/p>\n

L\u00e5ga krav f\u00f6r l\u00e5n:<\/strong> Kreditgivare d\u00e4r det \u00e4r st\u00f6rst chans att bli godk\u00e4nd.
\nRelativt l\u00e5ga krav f\u00f6r l\u00e5n<\/strong>: Medelsv\u00e5rt.
\nH\u00e5rda krav f\u00f6r l\u00e5n<\/strong>: St\u00e4ller h\u00f6gst krav p\u00e5 din \u00e5terbetalningsf\u00f6rm\u00e5ga.<\/p>\n

T\u00e4nk p\u00e5 att det finns ingen kreditgivare som sl\u00e4pper igenom alla som ans\u00f6ker. S\u00e5 bara f\u00f6r att det st\u00e5r ”l\u00e5ga krav” betyder inte det att alla f\u00e5r godk\u00e4nt. Dock, om man blir nekad hos en listad som ”h\u00e5rda krav” d\u00e5 kan det finnas m\u00f6jlighet till l\u00e5n hos de med l\u00e4gre krav.<\/p>\n

Kraven \u00e4r utformade f\u00f6r sms-l\u00e5n och n\u00e5got st\u00f6rre l\u00e5n p\u00e5 upp till 50 000 kr fr\u00e5n tex Leasy, Cash buddy och Cash2you. Niv\u00e5erna kan inte j\u00e4mf\u00f6ras mot rena blancol\u00e5n med […] <\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[14],"tags":[],"class_list":["post-1500","post","type-post","status-publish","format-standard","hentry","category-nyheter"],"acf":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/pJrEn-oc","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/posts\/1500","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/comments?post=1500"}],"version-history":[{"count":6,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/posts\/1500\/revisions"}],"predecessor-version":[{"id":1503,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/posts\/1500\/revisions\/1503"}],"wp:attachment":[{"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/media?parent=1500"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/categories?post=1500"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/tags?post=1500"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}