{"id":201,"date":"2009-12-09T09:27:42","date_gmt":"2009-12-09T08:27:42","guid":{"rendered":"https:\/\/www.smslantopplista.se\/blogg\/?p=201"},"modified":"2017-05-22T11:41:05","modified_gmt":"2017-05-22T09:41:05","slug":"tjana-pengar-pa-ranta","status":"publish","type":"post","link":"https:\/\/www.smslantopplista.se\/blogg\/investera\/tjana-pengar-pa-ranta","title":{"rendered":"Tj\u00e4na Pengar p\u00e5 R\u00e4nta"},"content":{"rendered":"<p><strong><a href=\"https:\/\/www.smslantopplista.se\/blogg\/wp-content\/uploads\/2009\/12\/r\u00e4nta.gif\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-206\" title=\"r\u00e4nta\" src=\"https:\/\/www.smslantopplista.se\/blogg\/wp-content\/uploads\/2009\/12\/r\u00e4nta-300x255.gif\" alt=\"r\u00e4nta\" width=\"200\" height=\"169\" srcset=\"https:\/\/www.smslantopplista.se\/blogg\/wp-content\/uploads\/2009\/12\/r\u00e4nta-300x255.gif 300w, https:\/\/www.smslantopplista.se\/blogg\/wp-content\/uploads\/2009\/12\/r\u00e4nta.gif 490w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/a>R\u00e4ntefonder<\/strong><\/p>\n<p>En r\u00e4ntefond \u00e4r en fond som investerar hela fondens f\u00f6rm\u00f6genhet i r\u00e4nteb\u00e4rande papper, som obligationer och statsskuldv\u00e4xlar. Vissa r\u00e4ntefonder, korta r\u00e4ntefonder, placerar pengarna i v\u00e4rdepapper som har kortare l\u00f6ptid \u00e4n ett \u00e5r. L\u00e5nga r\u00e4ntefonder, obligationsfonder, placerar ist\u00e4llet pengarna i v\u00e4rdepapper som l\u00f6per l\u00e4ngre tid \u00e4n ett \u00e5r. R\u00e4ntefonder har ganska h\u00f6g risk, dock inte lika h\u00f6g risk som aktiefonder. Man brukar rekommendera ett sparande p\u00e5 minst 3-4 \u00e5rs sikt n\u00e4r det g\u00e4ller r\u00e4ntefonder.<\/p>\n<p><strong>R\u00e4nta p\u00e5 bankkonton<\/strong><\/p>\n<p>Att investera pengar genom att ha dem p\u00e5 bankkonton d\u00e4r man f\u00e5r r\u00e4nta \u00e4r ett alternativ ifall man vill ha pengarna n\u00e4ra till hands. F\u00f6r den som har en Internetbank \u00e4r det enkelt att starta upp ett sparkonto d\u00e4r man kan flytta \u00f6ver pengarna. R\u00e4ntan p\u00e5 ett sparkonto \u00e4r ganska s\u00e5 l\u00e5g, det ger ingen st\u00f6rre avkastning. Men \u00e5 andra sidan \u00e4r det n\u00e4stintill riskfritt, sparandet kostar ingenting och dessutom kan man snabbt ta ut pengarna om det skulle beh\u00f6vas. Om man vill spara pengar f\u00f6r att ha en buffert, exempelvis f\u00f6r att ha om n\u00e5got i huset skulle g\u00e5 s\u00f6nder eller om man f\u00e5r of\u00f6rutsedda tandl\u00e4kar- eller veterin\u00e4rkostnader s\u00e5 \u00e4r det allts\u00e5 klokt att ha pengarna p\u00e5 ett bankkonto. Om man d\u00e4remot vill spara pengar p\u00e5 en l\u00e4ngre sikt, som ett pensionssparande eller f\u00f6r att f\u00e5 pengar till ett husk\u00f6p s\u00e5 kommer investeringen inte att ge n\u00e5gon vidare avkastning utan d\u00e5 \u00e4r fonder och aktier b\u00e4ttre alternativ.<\/p>\n<p><strong>Bankkonton med h\u00f6g r\u00e4nta<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/www.marginalen.se\">Marginalen<\/a><\/li>\n<li><a href=\"http:\/\/www.akeliusspar.se\/\">Akelius Spar<\/a><\/li>\n<\/ul>\n<p><strong>H\u00e4r k\u00f6per du r\u00e4ntefonder<\/strong><\/p>\n<ul>\n<li><a href=\"http:\/\/www.fondmarknaden.se\/\">Fondmarknaden<\/a> \u2013 Billigast f\u00f6r fonder. Endast 199 kr \/ \u00e5r f\u00f6r ett konto.<\/li>\n<li><a href=\"http:\/\/adsby.wordon.se\/adtrax\/click?e=6278&amp;p=6873\">Avanza<\/a> \u2013 Bra konto f\u00f6r aktier, lite dyrare men v\u00e4ldigt bra tj\u00e4nst.<\/li>\n<li><a href=\"http:\/\/adsby.wordon.se\/adtrax\/click?e=7859&amp;p=6873\">Nordnet<\/a> \u2013 Billig aktiehandel, l\u00e5gt courtage.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p><strong><a href=\"https:\/\/www.smslantopplista.se\/blogg\/wp-content\/uploads\/2009\/12\/r\u00e4nta.gif\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-206\" title=\"r\u00e4nta\" src=\"https:\/\/www.smslantopplista.se\/blogg\/wp-content\/uploads\/2009\/12\/r\u00e4nta-300x255.gif\" alt=\"r\u00e4nta\" width=\"200\" height=\"169\" srcset=\"https:\/\/www.smslantopplista.se\/blogg\/wp-content\/uploads\/2009\/12\/r\u00e4nta-300x255.gif 300w, https:\/\/www.smslantopplista.se\/blogg\/wp-content\/uploads\/2009\/12\/r\u00e4nta.gif 490w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/><\/a>R\u00e4ntefonder<\/strong><\/p>\n<p>En r\u00e4ntefond \u00e4r en fond som investerar hela fondens f\u00f6rm\u00f6genhet i r\u00e4nteb\u00e4rande papper, som obligationer och statsskuldv\u00e4xlar. Vissa r\u00e4ntefonder, korta r\u00e4ntefonder, placerar pengarna i v\u00e4rdepapper som har kortare l\u00f6ptid \u00e4n ett \u00e5r. L\u00e5nga r\u00e4ntefonder, obligationsfonder, placerar ist\u00e4llet pengarna i v\u00e4rdepapper som l\u00f6per l\u00e4ngre tid \u00e4n ett \u00e5r. R\u00e4ntefonder har ganska h\u00f6g risk, dock inte lika h\u00f6g risk som aktiefonder. Man brukar rekommendera ett sparande p\u00e5 minst 3-4 \u00e5rs sikt n\u00e4r det g\u00e4ller r\u00e4ntefonder.<\/p>\n<p><strong>R\u00e4nta p\u00e5 bankkonton<\/strong><\/p>\n<p>Att investera pengar genom att ha dem p\u00e5 bankkonton d\u00e4r man f\u00e5r r\u00e4nta \u00e4r ett alternativ ifall man vill ha pengarna n\u00e4ra till hands. F\u00f6r den som har en Internetbank  [&#8230;] <a href=\"https:\/\/www.smslantopplista.se\/blogg\/investera\/tjana-pengar-pa-ranta\"><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":true,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":"","jetpack_publicize_message":"","jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":false,"jetpack_social_options":{"image_generator_settings":{"template":"highway","default_image_id":0,"font":"","enabled":false},"version":2}},"categories":[8],"tags":[],"class_list":["post-201","post","type-post","status-publish","format-standard","hentry","category-investera"],"acf":[],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/pJrEn-3f","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/posts\/201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/comments?post=201"}],"version-history":[{"count":15,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/posts\/201\/revisions"}],"predecessor-version":[{"id":1840,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/posts\/201\/revisions\/1840"}],"wp:attachment":[{"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/media?parent=201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/categories?post=201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smslantopplista.se\/blogg\/wp-json\/wp\/v2\/tags?post=201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}